Do You Have an Insurance Claim?

Certain types of accidents, injuries, and the damages that result from them require legal assistance or consultation. You may think that after an accident, you must succumb to the will of insurance companies and accept their offers of payment, if any. Sometimes you may even assume that you don't have a compensable claim or that your premiums will go up as a result.

With the right legal advice from an attorney who knows the ins and outs of insurance claims, you could actually have a favorable case and may be owed money! The Miami insurance attorney at Mena Law Firm is focused on representing people who have been harmed by negligence, but are also dedicated to seeking compensation on behalf of those who have suffered damages.

By peeling away layers of complex legalities in insurance claims, an experienced attorney can address your particular claim, explain to you the strengths and weaknesses or your case and determine whether or not you are entitled to compensation. The good news is that all insurance policies cover accidents. So, if you have an accident and suffer damages from that accident, you most likely have compensable claim.

Determining Fault

Insurance companies are businesses and they make money by collecting premiums and paying as little as possible for claims. This business model normally conflicts with the payment of your claim, as many insurance companies will do everything in their power to give victims of injury, accident or damage the least amount of compensation possible or no compensation at all. Insurance companies will often attempt to do this by making the compensation process so difficult that you simply forego your claim, estimating the damage at a much lower price or by outright denying your compensation despite being covered under a policy.

How long do I have to file a claim?

The state of Florida operates under a statute of limitations, which is a limitation that sets forth parameters of time for when you can pursue legal action or compensation for a wrongful act committed against you. Compensation is usually sought after if some sort of damage was suffered, such as physical injuries that caused expensive medical bills or doctor's treatment or property damage such as a flooded home due to a hurricane. Statutes of limitation range depending on the type of accident and when the damage occurred; however, after any limitation period expires, the person's right to file a lawsuit seeking compensation or recovery for damages is forever barred.

It is encouraged that you seek knowledgeable legal advice from a Miami insurance lawyer who knows the complexities of insurance companies and understands how insurance policy laws and claims operate.

You may be uncertain about your claims, or you may have doubts that your damages are grounds for compensation. Do not let uncertainty deter you from seeking legal compensation. If you have sustained injuries or damages, do not allow them to get worse simply because you do not believe you have a case. By speaking to a Miami insurance attorney, you can have all your questions answered, and your specific case will be analyzed for appropriate legal action.

Legal Representation from a Miami Insurance Attorney

If you have suffered an injury, time is not on your side, so don't delay. Act now, as your lawsuit must be filed before the statute of limitations expires. Fear of taking on an insurance company or misunderstanding the complexities of insurance policies should not keep you from contacting a Miami insurance attorney. You may have a valid claim and be entitled to compensation for your injuries.

You will need an attorney by your side that is competent and can handle your claim. Luis Mena has more than a decade of experience, and offers personal, careful legal consideration for each of his clients. He handles each case from beginning to end and you can rest assured that he will listen to your concerns carefully. Attorney Mena believes that you deserve fair legal representation, and that your grievances deserve to be heard. If you have suffered damages or injuries and you have not received compensation, Mena Law Firm can help you. Contact our firm or fill out a free case evaluation.

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