Life brings about many things you were never prepared for – a car accident, house fire, or theft. While you may rely on your insurance to see you through the unexpected, it is important to remember that you as the policy holder have certain obligations to follow through on, as well.
These obligations often kick in when it's time to make a claim after something negative happens. The last thing you may feel like doing is reporting the incident to your insurance company, but doing so quickly can save you unnecessary complications later on down the line.
Why should I report my claim quickly?
There is no question that insurance claims can be expensive and confusing to deal with. One of the best ways to circumvent these challenges? Report your claim as soon as you become aware that the incident occurred. If you don't, your insurance company may deny coverage, despite the plan that you are currently under.
Additionally, the quicker you report your claim, the fresher the memory of what happened. Insurance companies like details and unblemished evidence can only help your cause in the long run. Pictures and physical evidence are all more effective when the incident recently occurred.
Almost every insurance policy has some kind of caveat that requires policy holders to report their claim in a timely manner. Failing to do so may indicate negligence on your part. Show your insurance company that you care about receiving coverage by swiftly notifying them of the incident.
No matter how serious the incident that occurred, reporting your claim should be one of your first priorities. Our firm's Miami insurance attorney can help you navigate the complexities of doing so and verify that you haven't left anything out.
Contact Mena Law Firm today for a free consultation and to get started with your insurance claim!